Driving to Mexico soon? Did you know that your U.S. insurance policy probably does not cover you in Mexico? Did you know that getting in to an accident in an auto accident in Mexico is a crime? In all seriousness, you can be taken in to custody for having an accident regardless of fault. It is important that when you travel across the border you have the proper coverage. not only your basic Liability and Physical damage coverage, but a policy to cover legal fees and also getting you and your passengers back across the border.
Topes (speed bumps that often have no warning signs). Like in the U.S., although a car accident may not be your fault, you need to prove you have the financial resources to cover any accident, which means having valid insurance coverage.
Fax: 1-800-639-4329 69 reviews Update A typical Mexico tourist auto insurance policy should include coverages like:
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7,018 posts Links for Travelers Planning a quick getaway to Mexico or going there for business? You’ll need Mexican auto insurance if you plan on driving there because if you get into a car accident in Mexico and damage someone’s car, your insurance must be provided by a Mexican company. Although medical and comprehensive insurance may still cover you, your U.S. liability insurance won’t be valid there.
Cancel Save Answer: It is worth calling and checking, but I can almost guarantee you that your existing US-based insurance company will not cover theft and/or damage to your car if it is outside of the United States. Thus it is often cheaper and easier just to lump the coverage into a single temporary policy.
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Below are a few of the more frequent questions we get concerning Mexican Insurance. If you have specific question or concern not answered here, don't hesitate to call the Vag office or post on our Forums.
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Motorcycle Insurance Full Coverage for most street legal motorcyles. Premier Coverage NOTE: Car insurance in Mexico encompasses the same general categories they do in the U.S., so you can purchase more than liability if you feel it is necessary. For example, you can add comprehensive and collision coverage for more protection.
Call Yuma Insurance, Inc. Newsletter Sign-Up If you do not buy your Mexican auto insurance before you leave home, you have the facility to purchase it at the border. There are often several places along the border where you can find these policies. It is however not the best option to buy your insurance at the border. The rates that you will be offered are normally much higher than elsewhere. This is because these insurance salespersons know that you have no option but to buy from them as you would be placing yourself and your passengers at risk if you enter the country without a valid insurance policy. The chances are that you will not be offered the most suitable coverage for your purposes.
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Oscar Padilla Mexican Insurance offers you legal service and bail bond as an added bonus to your standard tourist insurance policy. With more than 60 years of experience, we are the oldest and largest exclusive Mexican auto insurance service provider. Contact the Mexican insurance industry’s pioneer, get your policy and drive safe into your Mexico adventure!
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Vision Coverage X 4700 Babcock St NE Temporary Importation Permits So next time you’re going to Mexico, consider MexInsurance and get low-cost, personalized car insurance you need before you get there. The online application is fast and easy and you’ll have 24-hour phone and live chat support.
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LA Visit our Travel Tips page to learn more before traveling to Mexico. We have lots of general information and travel tips to make your trip more enjoyable.
Affordable Care Act (ACA) FAQs Get quick and easy auto insurance quotes CONOCENOS EN ESPANOL 10 Tips When Driving to Mexico Your U.S. car insurance policy has several different types of coverage. The liability coverage of your U.S. car insurance policy will have absolutely no legal bearing in Mexico. This means if you were involved in an accident in which you injured another driver or his vehicle, you would be uncovered and possibly arrested if you didn't have Mexican car insurance. Your U.S. insurance company might be able to offer you collision and comprehensive coverage for possible damage to your own vehicle, but this is unlikely. Your insurance company can provide specific information.
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Feb 23, 2016, 9:35 PM Invoking Your Coverage Besides minor fender benders, there's a whole host of things you'll want to think about before heading down to Puerto Peñasco. Livestock on the highway. Stray dogs on the highway. Roads washing out. And there's a whole class of amazing accidents and mishaps I've seen that I'll just lump into the 'beach-versus-vehicle' category. (About 96% of the time, 'the beach' is the victor.)
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