In Mexico, the minimum required coverage is something called third party (civil) liability insurance, which, in the U.S., we simply refer to as liability. This will cover any injuries or damages caused by you to another individual or property.
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Tow Trucks Insurance Yes, you do need Mexican liability insurance as stated above and no, you don't need to register your vehicle with Mexican authorities if you're just going to Rocky Point and not beyond. Puerto Penasco is within the free zone and does not require vehicle registration from Americans.
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Language English (1) Locations 1. U.S. auto insurance policies, on the whole, do not offer complete legal coverage in Mexico, no matter how comprehensive your policy. Even if your U.S. policy extends coverage for driving in Mexico, you need to check the fine print (or call your agent for an explanation). Many policies have mileage stipulations that restrict how far into the country you can travel, so speak with your insurance agent or seek Mexico insurance coverage before your trip. Some U.S.-based companies, like Allstate, will offer limited comprehensive and collision coverage for things like damage or theft, but to drive legally, you’ll need to purchase an auto insurance policy from an authorized Mexican insurance company.
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FAQ’s Best Doctors | Informative Best Doctors Videos We want to share our passion for Mexico. This beautiful, hospitable country with amazing destinations can best be enjoyed when traveling by car. Have fun! Enjoy your trip! You will be protected with your Sanborn’s Mexico insurance policy. Don’t cross the border without it!
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Follow 214 Reviews A comprehensive road travel guide to Mexico West Coast Global Insurance Services has been offering Vehicle Insurance since 2004. We understand that Mexico Insurance can be confusing and because of this we have simplified the buying process by creating an Online Mexican Auto Insurance quoting tool allowing our clients the ability to simply enter the details of your vehicle, chose the duration of time you would like coverage for in Mexico and in just a few simple clicks you will be provided multiple Auto, Car insurance carrier options. These options will include multiple Car Insurance liability limits and options for coverage. We recommend our insured drive in Mexico with no less than $300,000.00 USD. of Mexico Insurance Liability protection. Options of higher Liability limits are also available.
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Your broker and their insurance company should provide local support services in Mexico so that in the event of a claim, you are able to call for help, be attended by an English-speaking service agents who will be able to handle your call efficiently and dispatch the help and support you need. In Mexico, this is most often an Insurance Assessor, see our Guide to Driving in Mexico for more details about this.
Up to $1,000,000 C.S.L. liability protection - Helps address new fatality limits.
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Superb Mexican Insurance Coverage Show all Address Rocky Point (Puerto Penasco): Insurance At Ayala Insurance, our exceptional agents and customer service representatives work hard to get you the best possible coverage for your budget. Our goal is to make every customer a satisfied customer. We compare rates from many insurance companies to find the right fit for your specific situation. As an Independent Insurance Agency, we are able to compete very well against most rates out there. We take pride in finding better coverage at a lower cost to you.
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Our Commercial Lines Division provides a comprehensive solution for the exposures of American businesses in Mexico with quality programs and services.
Contract All | Expand All Bars Get Your Insurance Fast We purchased insurance from you for a recent Mexico trip, including Mex-Visit travel assist. When our car broke down I called the 800 number and a tow truck was called for us, which came in about an hour. The driver took us to a great mechanic who fixed the problem immediately, at a very reasonable price. Less than four hours after breaking down, we were back on the road and continued safely to our destination. I don't know what we would have done without your assistance. Thank-you. The insurance representative was very helpful &reassuring at a time when I was nervous about being stranded.
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According to the U.S. State Department, "If you are involved in an automobile accident in Mexico, you may be taken into police custody until it can be determined who is liable and whether you have the ability to pay any penalty. If you do not have Mexican liability insurance, you may be prevented from departing the country even if you require life-saving medical care, and you are almost certain to spend some time in jail until all parties are satisfied that responsibility has been assigned and adequate financial satisfaction received. Drivers may face criminal charges if injuries or damages are serious." If you are involved in a car accident while driving in Mexico, report it immediately to the Mexican insurer before you exit Mexico and keep a copy of the report.
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In short, yes. The U.S. State Department recommends U.S. citizens planning to drive in Mexico have bail insurance because if you’re involved in a collision in Mexico, authorities may take you into custody, even if you have the proper Mexican liability insurance. Some companies, like the IIG (a partner to many of the U.S. companies above) include bail coverage, but do be sure to check when purchasing your policy.
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We offer important extras like guaranteed roadside assistance throughout all of Mexico, repair in the U.S. and Canada, and legal assistance included with each policy at no additional charge
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