You might have the most comprehensive car insurance policy a U.S. company can provide, but when it comes to driving in Mexico, your U.S. car insurance will not cover your liability for damages or for injury to other drivers. You must purchase a Mexican car insurance policy if you want to avoid the high cost of an accident or even a long stay in a Mexican jail.
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Was this information helpful? Shop & Compare Credit Cards: Answer: Mexican law says that only companies licensed in Mexico can provide "civil liability" coverage that is recognized by the judicial system of Mexico. Although a few US insurance companies will go ahead and extend physical damage coverage (i.e. collision, comprehensive) while you are driving in Mexico, they cannot and do not provide Mexican liability insurance. You have to have a Mexican Company do this. If you need to buy insurance CLICK HERE FOR BUY INSURANCE.
Actually most cover travel within Mexico but have a mileage limit. More importantly, though is that US and Canadian auto insurance is not recognized by Mexican authorities. Just thought that I would share this with you since you are giving advice.
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You’ll find their rates considerably higher than elsewhere and you probably won’t get the most suitable coverage for your needs. These places are also known to provide coverage from unrated Mexican auto insurance carriers.
It is critical to have enough liability coverage in Mexico now that Mexican laws can result in judgements that are closer in severity to that of the U.S.A. and Canada.
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SENTRI Pass Saver Policy If serious injury has not occurred, a Mexican insurance policy might help reduce the red tape and allow the motorist to be on his or her way sooner rather than later. However, the policy should not be construed as your “ticket out of jail”.
Much higher insurance liability limits are required in Mexico than a few years ago. The upper limit varies according to the state, but USD$300,000 is considered the lowest "safe" coverage these days, though some agents sell less. The potential liability in Yucatan and Coahuila is the highest at USD$544,000. Here's the deal.
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