While some U.S. policies may have an option for purchasing Mexican auto insurance, simply having car insurance in the United States does not help if you get into an accident in Mexico. Auto insurance is a widely misinterpreted item by travelers who are planning on driving into Mexico.
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Driving into Mexico? You'll need south-of-the-border car insurance
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IS Mexico for You? Maybe not. This is because these companies often provide general insurance policies rather than specific Mexican auto insurance. They won’t have the range of options available to you. Also, insurance brokers often have higher commissions, resulting in higher rates.
When setting your sights on a Mexican vacation, one of the first things you’ll need to do is obtain the right car insurance for driving in Mexico. You can purchase auto insurance that will allow you to drive legally in Mexico or in cities on either side of the border.
Military Program References: Removed on: 12:05 am, June 30, 2016 Even if your U.S. car insurance policy covers you in Mexico, you still need Mexican auto insurance for your vehicle. This is because Mexican law does not recognize U.S. or Canadian insurance, making your non-Mexican auto insurance virtually useless in Mexico. Even if your U.S. auto insurance policy provides coverage up to 50 or 75 miles into Mexico, this still DOES NOT fulfill the requirement of Mexican law for proof of liability underwritten by a Mexican company. That U.S. policy cannot pay damages that you would legally owe to others if you were in an accident and caused damage to another vehicle.
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