In cooperation with: A. Your local car dealer or insurance agent should be able to help you determine your vehicle’s value. The Kelly Blue Book of used car’s values may also be used as a guide. Be sure to include those listed extras you want insured should you have a loss. Remember, our cars and trailers are always worth more to us than they might be to someone else. We advise you to neither over insure nor under insure.
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Even if your U.S. car insurance policy covers you in Mexico, you still need Mexican auto insurance for your vehicle. This is because Mexican law does not recognize U.S. or Canadian insurance, making your non-Mexican auto insurance virtually useless in Mexico. Even if your U.S. auto insurance policy provides coverage up to 50 or 75 miles into Mexico, this still DOES NOT fulfill the requirement of Mexican law for proof of liability underwritten by a Mexican company. That U.S. policy cannot pay damages that you would legally owe to others if you were in an accident and caused damage to another vehicle.
In recent years Mexico has made numerous changes to their vehicle insurance requirements, the biggest one being you MUST have it and, thanks to the Internet, there is now ample opportunity to purchase online Mexican insurance quickly and easily here. The basic difference between Mexico's and the United State’s financial responsibility law is that anyone involved in an accident in Mexico must have the means to respond to damages or injuries for which they've been deemed responsible. In Mexico, this would be in the form of either cash or a Mexico auto insurance policy.
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NE Sending Money to Mexico Some visitors to Mexico are unable to understand why motorists are temporarily incarcerated in Mexico following an automobile accident where injuries or deaths occurred. In the first place, serious injuries or deaths have been committed against innocent persons due to someone's negligence. It is up to the Mexican authorities to determine who the negligent person was. While that investigation is in progress, all drivers involved in the accident must be detained.
Customer Testimonials Civil Liability Back to Top in one minute or less: Mexican Law stipulates that only insurance companies which are licensed in Mexico can provide the type of auto insurance coverage that is recognized and accepted by Mexico’s legal system.
Provides additional coverage for vandalism and partial theft that is not included in Physical Damage and Total Theft. Vandalism coverage is subject to a $500 deductible and partial theft has a maximum coverage of $3,000 with a $1,000 deductible. For partial theft coverage, all equipment and parts must be originally installed by the manufacturer or an authorized dealer. Proof of installed equipment and parts is required. Also included is a waiver deductible. If you are not at fault in the accident as determined by the authorities or the HDI adjuster, you will not have to pay the deductible when your vehicle is repaired. In addition, HDI now offers a 50% increase in medical expenses if you are not at fault in the accident. Please read the endorsement on your policy for complete details.
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8. Is there a separate deductible for your towed unit? Content Become an Agent A professional attorney is appointed by the Company for legal assistance through the conclusion of the insured's case as a result of an accident. The client must contact the Company immediately to have an attorney assigned. A bond will be posted up to a maximum which matches the liability limit on your policy. See Policy Conditions for complete details.
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Get a Free Quote Renew Your Insurance Why are our policies so affordable in comparison to many other insurance companies? You can also email firstname.lastname@example.org.
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Employment Making money Your Location Report an incident Any person involved in the commission of a crime in Mexico (as previously stated, an automobile accident in Mexico is regarded as a penal offense) must be detained in a secure place to prevent their escape. The only secure place is a holding cell and, therefore, the motorist might find himself or herself detained, as he or she awaits the investigation of his or her involvement. A visitor, if allowed to remain free, may very well flee for the border. This is Mexican law, and foreign citizenship offers no special rights in Mexico.
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Superb Mexican Insurance Coverage There are NO reviews for this business. Liability coverage with both combined single limit for medical and property and split limits for excess death liability. This gives you more flexibility in how you’re able to use your coverage.
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Insurance Glossary Additional Phone Numbers Animal Rescue Dental Dream Weaver Inn To purchase a Mexico Insurance policy, stop by any Direct office location in Texas or Louisiana. Or, visit one of the stores listed below. Find a Direct Auto Insurance location to purchase your Mexico Insurance policy today!
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