Mexican Auto Insurance is required in all of Baja California. For the latest entry requirements, visit the Embassy of Mexico's website or contact the Embassy of Mexico at 1911 Pennsylvania Avenue NW, Washington, DC 20006, telephone (202) 736-1600, or any Mexican consulate in the United States.
Because Mexican law requires that a driver be able to show proof of liability for any physical and bodily injuries caused by an accident, all drivers must have at least liability coverage from a Mexican insurance provider. Many U.S. and Canadian citizens, as well as their insurance agents, are not aware of the Mexican laws requiring Mexican auto insurance, causing much confusion about this issue. The law is very clear – in order to drive in Mexico, you must at least have Mexican liability coverage, underwritten by a Mexican carrier.
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How much coverage do you need? Towing Included **YES** It is critical to have enough liability coverage in Mexico now that Mexican laws can result in judgements that are closer in severity to that of the U.S.A. and Canada.
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79 posts Mexican House Insurance More » Choosing an Insurance Broker Answer: Mexican law says that only companies licensed in Mexico can provide "civil liability" coverage that is recognized by the judicial system of Mexico. Although a few US insurance companies will go ahead and extend physical damage coverage (i.e. collision, comprehensive) while you are driving in Mexico, they cannot and do not provide Mexican liability insurance. You have to have a Mexican Company do this. If you need to buy insurance CLICK HERE FOR BUY INSURANCE.
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NO, you do not need to register your vehicle with Mexico to drive to Puerto Penasco or anywhere else in Sonora all the way down to Hermosillo and Guaymas/San Carlos. Sonora and some other areas like northern Baja have zones that are exceptions to vehicle registration, but insurance is required as stated.
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